Micro Loans

HELP DEVELOP YOUR BUSINESS

It is a financing facility for small or individual business for working capital or investment in the form of installment credit (PA) with credit limit starts from IDR 5 million up to IDR 3 billion.

ADVANTAGES

  • Easy and Fast Process
  • Competitive Interest
  • Credit Limit up to IDR 3 billion

LOAN PERIOD

Type of Loan Loan Period
Working Capital Loan up to 36 months (3 years)
Investment Loan up to 60 months (5 years)

COLLATERAL

Collateral That Can Be Accepted
Vehicle Ownership Certificate (BPKB)
Time Deposits Certificate
Land and Building
Plantation

REQUIREMENTS

  • Photocopy of Identity Card (KTP), Family Registration Card (KK) and Marriage Certificate (for married individual).
  • Minimum of 21 years old or married; maximum of 60 years old when the loan mature.
  • Location of business has been used for not less than 2 years for the same type of business.
  • Taxpayer identity number card (NPWP), for IDR 50 million loan or more.
  • Complete business licenses.