Need loan for various needs or working capital? Find difficulties to get financing from a bank? Have had an issue with bank’s loan? Your credit process in other bank was too long?

Probiz is the SOLUTION. Apply for loan at Sahabat UKM. We help you QUICKLY with simple document requirement.

Sahabat UKM provides ProBiz (Pro-Business) facility for whatever your needs, including your business development. The facility is given in the form of installment loan, fixed loan, and current account loan.

ProBiz Advantages

Loan amount

Lama Usaha Plafon Pinjaman
0 sampai dengan 6 bulan 0 sampai dengan 1 miliar
> 6 bulan 0 sampai dengan 3 miliar
  • Competitive effective interest rate and provision amount
  • Interest payment in accordance with the usage of loan facility
  • Collateral may be in form of land and building’s certificate, or vehicle ownership ceritificate (BPKB). Free of appraisal fee*
  • Quick process (5 working days) from the day documents are completely received

*Terms and conditions applied.

General Requirements

  1. Applicant must be an employee (including civil servants), entrepreneur, professional or a business entity.
  2. One of these financial documents:
    • The latest monthly salary slip, or
    • The latest 1 month of saving account statement (that reflects monthly income/ salary), or
    • Other valid proof of income (e.g. supplier agreement, contract, lease agreement)
  3. Business legal documents:
    • Business permit (Surat Izin Usaha Perdagangan/ SIUP), or
    • Business certificate (Surat Keterangan Usaha/ SKU) (for loan ceiling < Rp 1.5 billion) or
    • Merchant ID card (Surat Tanda Pedagang)/ trading permit (surat keterangan izin berdagang)/ proof of merchant ID (bukti tanda pengenal pedagang)
  4. Collateral owned by debtor or immediate family member (father/ mother/ spouse/ children) of the debtor*
    *for BPKB (Bukti Pemilikan Kendaraan Bermotor/ proof of ownership of motor vehicle) that is still under the name of other party may be used as a collateral as long as complimented with purchase receipt, copy of previous owner’s ID card, copy of STNK (Surat Tanda Nomor Kendaraan/ vehicle registration certificate), purchase invoice, letter of right transfer for BPKB under the name of a legal entity, and other documents deemed necessary.
  5. Collateral is located within 50 km from the nearest Sahabat UKM Branch.

PROBIZ for all your needs and business.

Apply Now